Banking

Intuitively designing and digitally engineering the future of sustainable banking and financial services

For over two decades, Cognizant has led complex modernisation initiatives touching every facet of banking and financial services. We work with clients across banking and capital markets combining deep industry insight, human-centred design, and leading-edge technology capabilities to ready your business for what lies ahead.

SECTOR INSIGHTS

We work with clients across Financial Services

Lending

Keep the human factor in your lending processes. Achieve scale and stability with automated front and back offices supported by financial services IT solutions.

Banking Outlook

Over the next year, strategic priorities and initiatives will continue to focus on fortifying profitability, streamlining operations, and leveraging emerging technologies to innovate and withstand market turbulence.

Cards & Payments

The payment landscape is transforming rapidly, shaped by changing consumer demands, technology innovation, regulation, and the drive for sustainability.

Capital Markets

Across sectors, agility and innovation are key for survival as players adapt to global uncertainties and digital disruption. Cost pressures, new demographics and tech driven infrastructure will reshape the value chain.

Cognizant has been designated a Leader in the Everest Group Openbanking IT Services PEAK Matrix® assessment 2024

Top banks and financial institutions rely on Cognizant to digitally transform and run seamless applications, leveraging our technology delivery expertise and impeccable client service to meet ever-evolving business realities. See why Everest Group awarded us a leader in Open Banking IT Services.

Revolutionizing legacy modernization with AI

Legacy modernization is more critical now than ever before. It's no longer just about efficiency—it's about staying power and securing a competitive advantage in a rapidly evolving digital landscape.

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Banking in 2035: How emerging technologies will transform the way we bank

Being “digital-first” is no longer enough. To compete in the future, banks must become technology-infused, reimagining every aspect of their business through an emerging techno-lens.

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Latest thinking

Future of payments: Evolve beyond transactions

Payment’s simplification is table stakes. The rise of open finance and new stores of value is defining the future of payments. It's time for payments institutions to make their choices.

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Gen AI: What financial and insurance execs need to know

By understanding the opportunities and risks of generative AI, financial institutions and insurers can take the first steps toward benefiting from this powerful technology.

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Future-ready means AI-ready

Explore the five essential areas to achieve AI mastery in this new report based on research developed in collaboration with the Economist.

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Deep Green

How financial firms can turn sustainability ambition into action

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AI-native business

Established businesses can’t become AI natives, but they can learn from them. Discover how businesses can gain insights from AI natives to stay competitive in the evolving world of AI.

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A frog was placed in front of colored glasses

New work, new world

Generative AI will deliver up to $51 trillion in annual growth by 2032, but may disrupt 90% of jobs. Leaders must invest in people to navigate this upheaval and maximize the technology's potential.

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