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Code Halos

A Playbook for Managing at the Crossroads


Innovation Beyond The Four Walls



March, 26, 2015

Software Robots Making Business Smarter - New Cognizant Study Shows Dramatic Impact of Intelligent Process Automation


The Cognizant Difference

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Consulting & Solutions

Our solutions portfolio for insurers includes BPS, emerging technology consulting and systems integration and maintenance.
Life, Annuity & Retirement Business Processing Services
Cognizant's Life, Annuity & Retirement Business Processing Service (BPS) helps insurers gain a competitive edge by handling routine back-office operations while you focus on revenue-generating activities. As a result, you will not only reduce costs and modernize systems, but better align business and operating models with process optimization. In the U.S., Cognizant is a fully licensed third party administrator where required.
Mobile Risk Engineering Solution
Taking risk engineering mobile to increase effectiveness and transform the customer experience.
Systems Integration & Maintenance for Insurance
We have strategic relationships with leading software companies that specialize in products and platforms specific to the insurance industry, such as agent compensation, claims processing and policy administration. Our team of business and technology experts will modernize your operations and attain best-in-class technology architecture while managing costs. Cognizant’s Platform Conversion Score (PCS) can help you decide when and where to make investments.
GeoLocus: Cognizant's Telematics Platform
GeoLocus helps insurers capture more value from Telematics. GeoLocus is a cost-effective, highly scalable, hosted solution from Cognizant that helps insurers drive stronger ROI from their telematics investments.


Employing Telematics to Transform Workers’ Compensation
Various pressures like heightened competition, rising costs and tougher regulations are compelling workers' compensation insurers to automate their systems, connect their people, processes and devices and distill accurate, real‑time information from the digital data that encircles people, processes, organizations and devices. Telematics‑technologies that integrate telecommunications and information can be the key to achieving these goals, all through a proactive, smarter, tightly connected environment.
The Role of IT in Supporting Mergers and Acquisitions
Involving IT teams early and often during mergers and acquisitions can help enterprises realize more value from the operational and market synergies that bring businesses together.
Future-Proofing Insurance: Deepening Insights, Reinventing Processes and Reshaping Services
Insurance carriers face an imminent sea change in how their mission-critical processes remain efficient, agile and innovative. Ensuring relevance in the future requires redefined business models fueled by heightened productivity across “business as usual” activities.
Better Life Insurance Risk Assessment by Leveraging Medical Innovations
Insurance companies must adopt medical technology innovations such as evidence-based underwriting, wearable fitness devices, bio-monitors and gene tests to elevate insurance underwriting efficiency and accuracy.
Building a Code Halo Economy for Insurance
By finding meaning in the digital data that accumulates around people, processes, organizations and things, insurers can simultaneously reinvent how they operate and reshape their customers' experience.
Drones: The Insurance Industry's Next Game-Changer?
Drones promise to be the next disruptive technology — poised to dramatically alter how industry sectors, including property and casualty insurers, conduct business. Drones have the potential to streamline and reduce the cost of insurance-related processes, including claims adjustment, risk-engineering, post-catastrophe claims settlements and weeding out fraudulent agricultural claims.
Advanced Manuscript Endorsement Processing
Insurance carriers can accelerate manuscript endorsement processing and other policy document dissemination through some easy reengineering and technology process improvements.
Optimizing Voluntary Strategy via Realigned TPA Engagement and Targeted Investments
For group insurers with voluntary offerings, working with third-party administrators (TPAs) is a double edged sword, one fraught with problems of costs, up- and cross-selling, inadequate data, decoupling challenges and more; IT modernization programs are problematic as well. We offer a framework that enables companies to align their voluntary and TPA strategies.
Developing a Comprehensive Safe‑Driving Program for Teens
Teen driving is a critical concern for families and a top‑of‑mind issue for insurers. Today, using advanced technologies such as telematics, the SMAC (TM) Stack (social, mobile, analytics and cloud), insurers offer all‑inclusive safe‑driving programs that help predict and prevent teen‑related accidents—in real time.
Advice Made Social
To remain relevant to today's customers of insurance and retirement services, producers need to embrace social business practices that empower consumers, provide more personalized and meaningful interactions and result in more fruitful transactions.

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