The banking industry in Europe is changing, rapidly! Fintechs and challenger banks, further enabled by PSD2, are changing the competition dynamic for incumbent banks. In some cases these new entrants are disintermediating banks in their very own value chain, specifically in lending. For the 7th CFoW podcast we spoke to one of these disruptors. Alwin Meyer from Swisspeers breaks down the dynamics of P2P lending in Europe.