Cognizant Real-Time Payments

Deliver compelling user experiences that deepen customer relationships.

<h3><span class="text-regular">Strengthen your bank’s competitive position and gain operational efficiencies.</span></h3>

<h5>Banks face daily challenges from rapidly changing digital ecosystems and enhanced modes of payment. Cognizant® Real-Time Payments lets you respond with new capabilities to retain customers, regain profits and maintain your role in the financial services ecosystem.</h5> <h5>With our best-in-class architecture, your bank can provide branded digital wallets that offer your customers anytime, anywhere commerce—in stores, apps and online payments. What’s more, our platform can tokenize multiple credentials through a single banking app.</h5> <h5>Cognizant Real-Time Payments for banks include:</h5> <ul> <li>i.Pay solution accelerator to expedite implementation of The Clearing House (TCH) real-time payments; it is product agnostic and offers configurable integration points. </li> <li>SWIFT message generator</li> <li>ISO 20022 Payments Messaging Mapper framework </li> <li>Anti-Money Laundering (AML) framework</li> <li>Testing accelerators</li> </ul> <h5>Learn more about what our <a href="/content/cognizant-dot-com/us/en/industries/banking-technology-solutions/digital-payments.html" target="_self">Payments</a> practice can do for your bank.</h5>

Deepen customer relationships

By extending value-added services such as card-linked offers through digital wallets, banks can motivate consumers to switch from original equipment manufacturer (OEM) wallets to bank-branded wallets.

Establish new revenue streams

Focus on new partnerships. Rewire your business models with additions such as agency banking services, digital payments and tokenization of non-banking payment credentials.