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Today's credit markets are fraught with risk—and opportunity. Manage market possibilities with help from Cognizant.

Tighter credit markets require greater emphasis on IT governance and risk compliance. Leading North American and European banks rely on us for successful risk management solutions across their operations in credit risk, operational risk and market risk.

CAPABILITIES

Credit Risk Management

Our experience in credit risk management and IT governance (Basel-II Advanced IRB approach) covers the entire risk management lifecycle including:

  • Automating and enforcing the integrity of rating methodologies
  • Capturing client and transaction details
  • Streamlining initiation, approval and monitoring workflow
  • Maintaining and monitoring limits centrally in real-time
  • Extracting and storing transaction and external data from multiple sources
  • Messaging and payment (cross-border) solutions
  • Enabling Basel-II computations
  • Generating pre-defined and adhoc reports

Operations Risk Management

From start to finish, rely on one team to manage your entire lifecycle in operations risk management (standardized and AMA approach), including:

  • Designing risk measurement frameworks (e.g., key risk indicators and controls)
  • Data capturing along multiple dimensions (such as event types and lines of business)
  • Data modeling and designing the capital calculation and attribution engine
  • Advanced reporting and scenario-analysis capabilities

RESOURCES

Indian Banking: Can ADF Compliance Ensure Accurate Regulatory Reporting?

For Indian banks, the Reserve Bank of India's (RBI) Automated Data Flow (ADF) initiative will help with regulatory reporting. We provide guidelines to ADF implementation and a roadmap for steps forward.

Keep Tabs on Evolving Regulations in Banking & Capital Markets

Use Cognizant's regulatory calendar to quickly and succinctly understand requirements, developments and deadlines for the different regulations in banking and capital markets.

The Case for CFO Involvement in IT Governance and Investment Decisions

The CFO’s involvement is key to positioning IT as a strategic differentiator. That's because it brings more accountability to the organization’s business objectives.

Tackling Financial Crime - The BPM Perspective

Effective prevention of financial crime requires a holistic solutions approach.

IT Governance, Risk Management and Compliance | Cognizant Technology Solutions