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Insurance
Make performance a reality
 
Cognizant helps clients with Policy Administration Systems solutions in:
  • Policy Issuance
  • Billing
  • Dividend Calculation
  • Endorsement
  • Renewal
 
Some of the solutions we have provided include:
  • Re-architecting and componentizing of a non-standard auto policy administration system for 26 states on the J2EE platform. The new application, built with over 40 person-years of effort, catered to 3.3 million policies for over 8000 agents and handled almost 1.5 million transactions per month.
  • Complete rebuild of entire insurance core applications for a leading personal lines insurer with a presence in eight states. With 55 person-years of planned effort, the state-of-the-art solution covered underwriting, claims, and new business processes. The system also interfaced with the Blaze Rules Engine and the DuckCreek rating engine.
  • System consolidation following M&A activity resulted in a new consolidated application on a flexible, unified, and extensible architecture with annual savings of more than $5 million (almost 40% of the client's annual IT expenditure).
  • Complete ownership of a policy administration system for 2 million auto and home policies with a transition period of only three months. The zero-defect 100% SLA-compliant maintenance and enhancement activities provided 15% savings in the first year and 62% savings in the subsequent year.
  • Maintenance services for a mainframe-based policy admin system and a unified agency portal catering to over 8000 agents with almost 18 million transactions per annum with 75% of the support team at offshore. Maintenance activities included rate revision for 26 states for the non-standard auto line of business.
 
Cognizant is the preferred partner for 10 of the top 50 Life and P&C insurers in the U.S.