Retail/Wholesale Banking

Retail Banking

From touch Point to Base24, our team bring proven expertise in retail banking products spanning multiple functional areas.

• Branch Banking: Account opening and maintenance, retail investment services, and branch network strategy
• Core Banking: Back-office operations and infrastructure
• Customer Care: Datamarts (Customer value management and retail profitability)
• Online Banking: Account management, EBPP, and investments

Wholesale Banking

The credit crisis put a spotlight on liquidity, cash management, and operational efficiency. Our solutions optimize core lending processes across the entire value chain.

Consumer Lending

• Auto Loans
  • Loan Servicing
  • Origination and Processing
• Education Loans
  • Solutions for U.S. federal and private student loan services spanning the full value chain
• Mortgages
  • Loan Servicing and Analytics
  • Reverse Mortgages
  • Secondary Marketing
  • STP Loan Origination and Processing

Commercial Lending

• Credit Risk Management
• Loan Origination
• Servicing

Financial Messaging

• EDI
• OFAC Checking
• SWIFTNET

Transaction Banking

• Automated Clearing House (ACH) operations
• Cash Collection Services
• Electronic Bill Presentment and Payment (EBPP)
• Image-based Transactions
• Lockbox Services
• Messaging and Payment (and Cross-Border) Solutions
• Trade Finance
• Treasury / Cash Management Services